YOUR ROAD TO
RETIREMENT STARTS
HERE
A Simple Guide to Retirement Basics
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The Road to Retirement Guide walks through nine chapters of plain-English retirement basics you can read at your own pace. Request the free guide and you'll get clear, general explanations of:
What You'll Get
- Milestone ages and general retirement timelines to know about
- How pensions, Social Security, and savings programs may work together
- Savings basics — contributions, employer matches, and growth over time
- Healthcare, insurance, and survivor considerations to review early
- How savings and benefits may turn into ongoing retirement income
- Questions worth asking a licensed professional, plus a plain-English glossary
The guide is educational only. It explains general rules and concepts; it does not provide personalized financial, tax, or investment advice. For decisions about your own benefits or retirement income, consult a qualified licensed professional.
Free Retirement Roadmap Guide
Get our step-by-step guide to organizing your retirement picture — milestone ages, income sources, and the questions worth asking before you retire.
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Retirement planning covers a lot of ground, and it is not always obvious where to begin. The Road to Retirement Guide offers clear, general explanations of key topics — savings, benefits, timelines, and common rules — so you can better understand the factors that shape retirement decisions. Work through the nine chapters in order, or jump to the one that matches where you are today.
The Nine Chapters of Your Journey
Chapter 1: Define Your Retirement Goals
Clarify the lifestyle, timing, and priorities that shape every later decision.
Chapter 2: Take Inventory of Your Current Situation
Gather your accounts, benefit statements, and service records into one picture.
Chapter 3: Understand Your Retirement Income Sources
Learn how pensions, Social Security, and savings programs may work together.
Chapter 4: Build & Manage Your Retirement Savings
Understand contributions, employer matches, and how savings grow over time.
Chapter 5: Protect Your Plan: Insurance, Health Care, & Risk Management
Review healthcare, insurance, and survivor considerations before you need them.
Chapter 6: Turn Your Savings into a Retirement Paycheck
Explore how savings and benefits may convert into ongoing retirement income.
Chapter 7: Seek Professional Guidance & Revisit Your Plan
Know when independent, licensed professionals can help — and what to ask them.
Connect with a professionalChapter 8: Tools, Calculators, & Trustworthy Resources
Use educational calculators and official resources to test your understanding.
Try the calculatorsChapter 9: Glossary of Key Retirement Terms
Plain-English definitions for the Federal Employees Retirement System (FERS), Thrift Savings Plan (TSP), high-3 average salary, and other terms you'll meet.
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More Retirement Resources
Explore additional educational tools that can help you understand key retirement rules and timelines. Our calculators offer general estimates, and our blog provides simple explanations of topics such as healthcare considerations, age-based milestones, and how different benefits may coordinate. These resources are for education only and are designed to help you better understand the factors that influence retirement planning.
Get Retirement Guidance
If you'd like additional help understanding your retirement options, you can request to be connected with an independent, licensed professional. By completing the form, we'll share your information with a separate, independent, licensed insurance professional who can answer general questions and may offer insurance-related information, products, or services. These professionals are not part of our organization, and any conversation you choose to have with them is entirely between you and that individual.
Retirement Resources
If you'd like additional information, you may choose to speak with an independent, licensed insurance professional who can explain available options. These professionals are not employed by our organization, and any guidance they provide is separate from our educational role.
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Income & Benefits Education
Learn the general concepts and rules behind retirement programs and saving options. If you want individual guidance, we can connect you with an independent, licensed professional. They are not employed by Benefit Reviews.
EXPLORE YOUR RESOURCES
Discover Retirement Basics
Our articles and guides explain common retirement factors in plain English. Use the resources at your own pace to see how the different elements fit together.
RETIREMENT 101